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Frequently Asked Questions

Everything you need to know about UAE mortgages, eligibility, timelines and how Canary Finance and Mortgages works.

Most UAE banks lend up to 80% of a property's value for residents (75% for non-residents on a first home), subject to income and existing commitments. Your advisor will confirm your exact eligibility during a free assessment.
Typically a valid passport and Emirates ID, salary certificate or trade licence, recent bank statements, and proof of address. We provide a complete, tailored checklist upfront so there are no surprises.
Yes. Both UAE residents and non-resident overseas investors can secure financing. We work with lenders who specialise in expat and non-resident profiles to find the right fit.
Pre-approval is often issued within 3 to 5 working days once documents are submitted. Full approval and disbursement timelines depend on the property and bank, and we manage the process end-to-end to keep things moving.
No. Initial consultations and eligibility assessments are completely free with no obligation. Our role is to find you the strongest offer across our 20+ banking partners.

Still have questions?

Our advisors are happy to walk you through anything, free, no obligation, and usually same-day.