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UAE Mortgage Calculator

Three calculators in one estimate repayments, check how much you can borrow, and budget for every upfront cost. Built around current UAE Central Bank lending rules.

AED 2,500,000
AED 400KAED 20M
AED 625,000
Min 20% (expat)Max 60%

UAE expats: 20% min for homes up to AED 5M, 30% above. Nationals: 15% / 25%.

3.69% p.a.
2.00%8.00%
25 years
5 yrs25 yrs (max)
AED 40,000
AED 10KAED 300K
AED 5,000
Loans, cards, EMIsAED 100K
4.50% p.a.
Banks add a buffer8.00%
Loan AmountAED 1,875,000
Estimated down payment (20%)AED 500,000
Estimated Monthly Payment
AED9,556/ month
66%principal
Principal AED 1.88M
Interest AED 991.8K
Total Interest PayableAED 991,800
Total Amount PayableAED 2,866,800
Loan-to-Value (LTV)75%
Get My Exact Figures

Indicative estimates based on standard UAE market rates and CBUAE rules. Final figures are confirmed by your advisor and the partner bank.